Washington, DC
The Home Purchase Assistance Program (HPAP), plus the Employer-Assisted Housing Program (EAHP) for eligible DC government employees.
See DC programsWatch DC videosDown Payment Assistance Across DC, Maryland & Virginia
First-time buyer programs in all three DMV jurisdictions, matched to where you want to buy.
Choose where you want to buy.
Ronnie Gilmer, REALTOR®, Samson Properties.
MD and DC office (240) 724-6550. VA office (571) 378-1346.
Independent guide, not a government agency or lender.
Choose Your State
Where do you want to buy?
Maryland
Maryland Mortgage Program (MMP) 1st Time Advantage loans and Maryland SmartBuy 3.0 for buyers with student loan debt.
See Maryland programsWatch Maryland videosVirginia
Virginia Housing's Down Payment Assistance Grant, Plus Second Mortgage (a repayable loan) and Closing Cost Assistance Grant, plus local Northern Virginia programs.
See Virginia programsWatch Virginia videosBuying in DC vs Maryland vs Virginia
| Comparison | DC | Maryland | Virginia |
|---|---|---|---|
| Run by | DC DHCD and DCHFA | Maryland DHCD (MMP) | Virginia Housing |
| Coverage | District-wide | Statewide plus some county and city programs | Statewide plus local programs, many in Northern Virginia |
| Income limits, price caps, first-time buyer rules | Set by each program, different in each jurisdiction and sometimes by county. | ||
DC
- Run by
- DC DHCD and DCHFA
- Coverage
- District-wide
Maryland
- Run by
- Maryland DHCD (MMP)
- Coverage
- Statewide plus some county and city programs
Virginia
- Run by
- Virginia Housing
- Coverage
- Statewide plus local programs, many in Northern Virginia
- Income limits, price caps, first-time buyer rules
- Set by each program, different in each jurisdiction and sometimes by county.
Many DMV buyers search across state lines, and help is tied to where the home is. Check current figures on the state site.
Ronnie Gilmer
5.0-star rated by verified clients
“My wife and I had the pleasure of working with Ronnie on our first home purchase and we both HIGHLY recommend him!”
“I went into this process not knowing much about the home buying process but he guided me through it all and made it easier for me as a first time homebuyer!”
Not sure where you'll buy yet?
Lots of buyers shop in more than one part of the DMV. Call, text or email Ronnie to compare programs before you pick a state.